Financial Pulse
Top-line revenue posture: subscriptions, MRR, dunning state, 4-account balance, current Financial Engine tier position.
Active Subscriptions
—
helpwin_businesses billing_status=active
Estimated MRR
—
Year-1 rate × active count
In Dunning
—
dunning_step > 0
5-tier Financial Engine — current position
Tier progression is determined by client count + MRR thresholds per OA Exhibit C. Tier 1 (Business First, clients 1-14, zero owner draw) is the pre-revenue and early-revenue posture.
4-account banking structure (Exhibit C)
Live balance integration pending. Manual entry until banking API is wired (post-LLC + bank account opening).
Operating Account
Primary cash flow + subscription receipts
$0.00
target: 60d runway
Tax Reserve
Auto-sweep 25% of gross MRR (per Exhibit C §sweeps)
$0.00
target: 25% MRR
Reinvestment Reserve
Tier 3-4 sweep (3.5% → 1% per Exhibit C)
$0.00
target: $76K/partner
Customer Credits
Refund float + referral credits
$0.00
on-demand
Pricing reference
Setup fee
One-time at subscription start
$150.00
Year 1 subscription
Federal min wage × 2,080 hrs
$15,080
$1,256.67/mo
Year 6 subscription
Locked-in escalation endpoint
$25,480
$2,123.33/mo
Net per client (Year 1)
After Square fees + tax reserve
$9,361
target unit economics
Distance to next tier trigger